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Damien Charbonneau

Co-founder & COO, nesto

Digital mortgages

Damien Charbonneau is a co-founder and the chief operating officer of nesto, the Montreal digital mortgage lender launched in 2018. An industrial engineer from Polytechnique Montréal, he began his career in management consulting at McKinsey & Company, then joined Diagram Ventures, where he met nesto's other founders before joining the company full time.

Damien hasn’t spoken on a TechTO, TechVancouver or TechWaterloo stage. This profile is here because Damien co-founded nesto, which appears in 1 talk in the archive.

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Quick answers

Did Damien Charbonneau co-found nesto?

Yes. Endeavor Canada, in an announcement dated October 30, 2024, names him with Malik Yacoubi and Karim Benabdallah as co-founders of nesto and says he joined in 2018 as a full-time co-founder. In a Le Soleil interview published August 7, 2021, Yacoubi lists him among the four partners who launched nesto in May 2018.

What is his role at nesto today?

nesto's About us page, checked September 24, 2026, lists him as COO. La Presse, in an article published June 8, 2025, describes him as nesto's co-founder and head of operations.

What did he do before nesto?

Endeavor Canada's profile of nesto, published October 30, 2024, says he trained as an industrial engineer at École Polytechnique de Montréal, started in management consulting at McKinsey & Company and later joined Diagram Ventures, where he pitched the nesto concept to Yacoubi and Benabdallah through the Diagram incubator.

What has he said about mortgage renewals?

In La Presse on June 8, 2025, he said about 30% of nesto's clients were extending their amortization at renewal, against 5 to 10% when rates were near 2%, and that about 5% of clients could not qualify with a new lender.

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Maintained by TechTO · facts sourced and dated · last reviewed Sep 24, 2026