ecosystem / people / james-muhato
J

James Muhato

Co-founder & CSO, Woveo

Fintech

James Muhato is a co-founder of Woveo, the Calgary fintech that began in Prince Edward Island in 2020 as MICC and turns group rotational savings into credit history. Muhato and the other co-founders are University of Prince Edward Island alumni. Woveo's about page, checked September 24, 2026, lists Muhato on the founding team as CSO.

James hasn’t spoken on a TechTO, TechVancouver or TechWaterloo stage. This profile is here because James co-founded Woveo, which appears in 1 talk in the archive.

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Quick answers

Did James Muhato co-found Woveo?

Yes. An Entrevestor article published December 15, 2023 says Jonah Chininga and co-founders James Muhato and Sergio Fernandez launched Woveo, originally called MICC. An earlier Entrevestor piece from August 25, 2020 names Muhato in the MICC team with Chininga, Fernandez and Daniel Ohaegbu, all University of Prince Edward Island alumni.

What is Muhato's role at Woveo today?

Woveo's about page, checked September 24, 2026, lists James Muhato under its founding team with the title CSO, alongside Jonah Chininga (CEO), Sergio Fernández (CTO) and Maryheth Cabrera (COO/CPO).

How did Muhato describe Woveo's approach to credit risk?

In an Entrevestor article published August 25, 2020, when the company was still called MICC, Muhato said the team was trying to use social equity as collateral to reduce credit risk, because people who know each other are unlikely to default on their friends.

What support did the founders get early on?

In the same August 25, 2020 Entrevestor article, Muhato said the Venn Innovation accelerator in New Brunswick and the Startup Zone in Prince Edward Island helped the team work out how to position the company in the market.

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Maintained by TechTO · facts sourced and dated · last reviewed Sep 24, 2026