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Yoseph West on the TechTO stage

Yoseph West

Co-founder & CEO, Relay

FintechTorontoOn TechTO stages since 2021

Yoseph West is the co-founder and CEO of Relay, the Toronto company that builds business banking for US small businesses. He started it in 2018 with Paul Klicnik after founding Vuru, which Wave acquired, and running marketing at Hubdoc through its sale to Xero. Relay held $1.3B in customer deposits as of May 2026.

On the TechTO stage ×2

First seen on the TechTO stage in 2021. Every talk is searchable — ask the archive about Yoseph

In their words

I sat across from my co-founder at the time, and I said to him, Cam, like, this is what product market fit looks like. This is what it looks like when people really care.

TechTO, Jul 2026 · watch at 04:31
A few quotes can’t cover everything Yoseph said on the TechTO stage. 1,600+ talks are searchable.Ask about Yoseph

More from TechTO ×4

Around the web ×3

Quick answers

What is Yoseph West known for?

Co-founding Relay in 2018 and building it into a business banking platform serving 150,000+ US small businesses with $1.3B in deposits as of May 2026.

What did Yoseph West do before Relay?

He founded Vuru, a stock research platform acquired by Wave, then led product engagement at Wave and marketing at Hubdoc, which Xero bought for $70M.

Why does Relay hire more engineers because of AI?

On the TechTO stage in July 2026 West argued that if AI makes strong people better and you can afford strong people, you hire more of them — not fewer. He said about 90% of the code his team writes is AI-generated.

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Maintained by TechTO · facts sourced and dated · last reviewed Jul 20, 2026