ecosystem / people / andrew-lo
Andrew Lo on the TechTO stage

Andrew Lo

President & CEO, Embark

FintechOn TechTO stages since 2023

Andrew Lo is President and CEO of Embark, a Canadian education savings company centered on the RESP. A University of Waterloo systems design engineer, he has spent his career in fintech, previously leading RATESDOTCA and a Financeit division and co-founding the Filogix mortgage platform. He joined Embark, formerly Knowledge First Financial, in 2022 to move RESPs online.

On the TechTO stage ×1

First seen on the TechTO stage in 2023. Every talk is searchable — ask the archive about Andrew

In their words

less than half of eligible Canadians know that they can contribute and they don't even know that you can get free money right because the government up to twenty five hundred dollars a year will add another 20 to your savings for nothing so it's free money

TechTO, Sep 2023 · watch at 1:30

the hardest thing I had to do was live on nothing for about eight years like zero I lived under my desk at the office I killed cockroaches with Windex and uh and it was it was tough

TechTO, Sep 2023 · watch at 3:41

we want to help more kids our objective is to get a million kids to school right

TechTO, Sep 2023 · watch at 13:46
A few quotes can’t cover everything Andrew said on the TechTO stage. 1,600+ talks are searchable.Ask about Andrew

Quick answers

Who is Andrew Lo?

President and CEO of Embark, a Canadian education savings company. He is a longtime fintech entrepreneur who previously led RATESDOTCA and co-founded the Filogix mortgage platform.

What is his background?

A University of Waterloo systems design engineering graduate, he started as a software engineer and CTO and has founded and exited several technology companies over more than 30 years.

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Maintained by TechTO · facts sourced and dated · last reviewed Jul 18, 2026