On the TechTO stage ×1
First seen on the TechTO stage in 2018. Every talk is searchable — ask the archive about Zach ↗
In their words
a bank account is not a vault it's not a place that you put your money just to take it in and out and it's actually a routing hub
the checking account is the hub of your financial life and no one else can have a checking account only a bank
my hunch is that over the next year we're gonna see a huge convergence of all of those into a single entity that does a lot of your financial management in an automated way
Around the web ×1
Quick answers
What is Plaid?
A San Francisco company founded in 2013 that provides the infrastructure connecting fintech applications to consumers' bank accounts. In April 2025 it raised US$575 million at a US$6.1 billion valuation, led by Franklin Templeton.
What was his TechTO talk about?
Selling into regulated buyers. The acronyms, audits and jargon of the title are the real obstacles — the compliance vocabulary and procurement processes startups underestimate — and how bank-fintech relations moved from competitive to collaborative.