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Working at Flipcash
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About
Flipcash is Ted Livingston's third act after Kik and Kin. The premise is narrow and stated plainly on its own site: physical cash is fast, needs no phone number or email, and has no learning curve, and the app is an attempt to keep those properties in a digital form. Balances are held in regulated US-dollar stablecoins and transfers between users carry no fee; the app runs in 170 countries on iOS and Android. In 2025 Flipcash became the first company to use Coinbase's custom stablecoin platform, launching USDF on Solana as the currency its reserve holds. The product has since widened: anyone can create a community currency, minted at a fixed 21 million coins deposited into an on-chain reserve that buys and sells against a fixed pricing curve, holds USDF as backing, and — the company says — always holds enough to buy back the full circulating supply. The reserve contract is open source and was audited by the security firm Sec3. Tanner Philp, who presented at TechTO's FintechTO in 2017 while at Kik, is chief operating officer of both Code and Flipcash.
Backers
Built by Code Inc., which Ted Livingston founded in 2021 after leaving Kik. No funding round for Flipcash itself is announced on the company's own site or in the coverage read here.
Quick answers
What is Flipcash?
A payments app that aims to make digital money work like handing someone cash — no phone number, account lookup or fee. Balances sit in regulated US-dollar stablecoins and transfers between users are free.
What is a Flipcash currency?
Any user can create one. It is minted with a fixed supply of 21 million coins deposited into an on-chain reserve, which sells and buys back coins along a set pricing curve and holds USDF — the app's Coinbase-built stablecoin — as backing.
Who is behind it?
Code Inc., founded in 2021 by Ted Livingston, who previously founded Kik. Tanner Philp, also ex-Kik, is chief operating officer.
Who from Flipcash is in this directory?
Tanner Philp, its chief operating officer. He presented at TechTO's FintechTO in December 2017 on Kik's plan for a decentralised ecosystem of digital services — the Kin project that preceded this one.