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Uplinq

Uplinq Financial Technologies is a Toronto fintech offering credit-assessment-as-a-service to small-business lenders worldwide. Its platform draws on 10,000+ data sources and analysis of more than $1.4 trillion in underwritten loans to help lenders approve borrowers they would otherwise reject. It was founded in 2021 by Ron Benegbi and Patrick Reily.

FintechTorontoFounded 2021uplinq.co
$1.4T+in underwritten loans analyzedUplinq about page
10,000+data sources feeding its risk modelsUplinq about page

The people

Ron BenegbiFounder & CEO · 2 TechTO talks
PR
Patrick ReilyCo-founderprofile coming

What they build

Credit assessment platformAlternative-data credit risk signals that layer onto a lender's existing underwriting for small-business loansProduct page ↗

Open roles via the TechTO Job Board

Working at Uplinq

Browse open roles across the community on the TechTO Job Board — Canada’s most connected tech network. Uplinq’s roles show up here whenever they post.

Open roles on the TechTO Job Board ↗Or their own careers page: uplinq.co/careers ↗

Jobs live on jobs.techto.org — the only structured source. We link to it rather than scraping career sites, so the board is always the source of truth.

On the TechTO stage

Every talk is searchable — ask the archive about Uplinq

About

Founded in 2021 by Ron Benegbi and Patrick Reily, Uplinq Financial Technologies sells credit-assessment-as-a-service to small-business lenders. Rather than lend directly, it complements a lender's existing underwriting with alternative data and risk signals so they can say yes more often without taking on more risk. As Benegbi told the TechTO stage, the company's purpose traces to his immigrant family: in 1973 a banker gave his father $5,000 to start a small business despite him not qualifying.

Backers

Backed by Surface Ventures, N49P, Impulsum, Magic Fund, Cambrian Ventures, ATX Ventures and Movi Partners; roughly $5.35M raised across three rounds.

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Quick answers

What does Uplinq do?

It provides credit-assessment-as-a-service to small-business lenders. Uplinq doesn't lend; it gives lenders alternative data and risk signals that complement their existing underwriting so they can approve more borrowers.

Who founded Uplinq?

Ron Benegbi (CEO) and Patrick Reily, a mathematician and long-time financial-services risk modeller. It was founded in 2021 and is Benegbi's fifth startup.

How big is Uplinq?

Its platform draws on 10,000+ data sources and analysis of more than $1.4 trillion in underwritten loans globally. The company has raised roughly $5.35M.

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Maintained by TechTO · facts sourced and dated · last reviewed Jul 17, 2026